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Spellbinding  stories


How To Buy A House in 7 Steps

9/24/2018

 
 How to Buy a House in 7 Steps When you buy a house it takes time. No house not even that gorgeous corner condo on the 5th floor overlooking the lake and views of downtown - is worth jumping into before you're ready.

​You know what’s more important than the house you buy? How you buy that house.

Here are the Golden 7 Steps for Buying a House:
  1. Start and save for a down payment
  2. Get  pre-approved for a mortgage
  3. Picking a real estate agent
  4. Go out and look at the house
  5. Submit that offer
  6. Get a home inspection
  7. Close on your new house

The difference between purchasing a home that becomes a blessing for your family and one that is a financial burden comes down to the home-buying process.

The buying process doesn't have to be stressful or one that drains you of the experience. Its a lot of fun actually if you stick to making the right decisions and focusing on the elements that matter. Here are some tips to help you:
​
  • For the home-buying process set goals
  • Have a game plan for savings and how much you want to put down
  • Find a great real estate agent and avoid the losers
  • Confidently buy the house of your dreams
  • Have a checklist for walking through the house
  • Get an outline of what to expect from visit to closing

Timing is everything - When to Buy a HouseHere are a few things to get your wheels turning:

Thing about your finances. Are you making enough money at work and have a sizable amount of cash for a down payment? Don't buy a house without knowing your numbers first because that will lead you to a financial burden.

How is the housing market doing. When you purchase a house to live in you need to think about the long term value of that house, making a purchase without knowing this information is plain dumb. Talk to your real estate agent about home values in your area and the home's potential value.

Where are you in life? Are you putting down roots or are you ready to jet away next year? Buying a home can be expensive and you want to feel confident in your purchase, having a tight game plan for the next few years is important.  Are you going to live in it? Are you going to be a landlord or possibly do an Airbnb on it? 

Ok did you do all of the items above? Did you pass? if so then lets talk about the next steps to homeownership.

For more information visit LeanHouses.com




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    Former journalist now writing for the world of trades

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